I've done a quest every single day and have no problems. Every quest that has popped up has required a facility, but only one has required a farmcash facility (and I lucked out and already had it!). All the quests except that one have required facilities purchased with coins.
I appreciate that the developers put the quests in a place where you have to click on them to see them. I hate it when games put the quests right there in your face on the screen. I only play one game that does this and it's because theirs are more subtle and not as obnoxious as some. I love that Farmtown didn't do this; the quests are something you can do or not do. I wasn't big on the facilities before, but I'm kind of getting into doing more with the facilities now.
If you get a quest you can't do because of the type of facility it requires, just let that quest expire and do the next one. Depending on your level in the game, you can still start a new quest the next day while you wait for that one to expire.
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